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Getting approved for a personal loan when you have a terrible or poor credit rating can be challenging. As with most financial products, to take out a personal loan, you will have to submit your background information, bank statements, and income details. Lenders prefer to approve the loan request of those with a good credit score and a track record of bill payments. They also prefer to work with those who honor loan terms and conditions.

If you have a poor credit rating, there are still a few lenders that will accommodate your loan application. However, the application process can be complicated if you don’t work with a loan broker. In other words, a loan broker can help you take personal loans from direct lenders for emergency expenses, including medical bills, refinancing high-interest debt, or auto repairs.

To help you make an informed decision in your choice of a broker, we have researched the best 10 personal loans for bad credit with guaranteed approval. The top 4 among these 10 brokers are:

  • WeLoans – Connecting direct lenders for bad credit personal loans
  • US Bad Credit Loans – Get best personal loan for bad credit
  • USInstallmentLoans – Best approved personal loans repaid in installments
  • CocoLoan – Personal loans for bad credit with guaranteed approval